About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Terry compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (732) 470-2118 to get started. You can also email twcooper@nexalending.com.

How Terry helps

Terry Cooper, Loan Officer/Recruiter at NEXA Lending. NMLS #170268. Call (732) 470-2118.

Frequently Asked Questions

Who is Terry Cooper?

Terry Cooper is a Loan Officer/Recruiter at NEXA Lending (NMLS #170268). Expert mortgage loan originator in New Jersey helping first-time buyers, refinancing, and home purchases. Licensed #170268. Call (732) 470-2118 today.

What areas does Terry Cooper serve?

Terry Cooper is licensed to provide mortgage services in New Jersey.

What services does Terry Cooper offer as a mortgage loan officer?

Terry Cooper offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in New Jersey. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Terry Cooper?

You can call (732) 470-2118 and email twcooper@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Terry Cooper's NMLS number?

Terry Cooper's NMLS license number is 170268. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Terry Cooper?

Getting pre-approved is simple: share your income, assets, and credit details, and Terry Cooper will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

Logo
ApplyHELOC
About Terry Cooper

Building Dreams:
Terry Cooper Commitment to Mortgage Excellence

Terry Cooper is dedicated to helping individuals and families achieve their homeownership goals through expert guidance, transparent communication, and tailored mortgage solutions designed around real-life needs.

Strategic Partnership Focus
Tailored Loan Structuring
Simplifying the Lending Journey
Personal Touch & Passion

Tailored Loan Structuring

Empowering clients through exceptional service, honest advice, and a relationship-first approach.

Apply Now
Beautiful home exterior
Terry Cooper - Loan Officer

Get a Rate Quote in Just 30 Seconds!

Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.