Mortgage Loan Officer for Home Purchase, Refinance and Pre-Approval

Work directly with a licensed mortgage loan officer on home purchase loans, refinancing and pre-approval. Get a clear view of what you qualify for, what it costs and how long it takes before committing to anything.

Terry Cooper, Loan Officer/Recruiter at NEXA Lending. NMLS #170268. Call (732) 470-2118.

Frequently Asked Questions

Who is Terry Cooper?

Terry Cooper is a Loan Officer/Recruiter at NEXA Lending (NMLS #170268). Expert mortgage loan originator in New Jersey helping first-time buyers, refinancing, and home purchases. Licensed #170268. Call (732) 470-2118 today.

What areas does Terry Cooper serve?

Terry Cooper is licensed to provide mortgage services in New Jersey.

What services does Terry Cooper offer as a mortgage loan officer?

Terry Cooper offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in New Jersey. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Terry Cooper?

You can call (732) 470-2118 and email twcooper@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Terry Cooper's NMLS number?

Terry Cooper's NMLS license number is 170268. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Terry Cooper?

Getting pre-approved is simple: share your income, assets, and credit details, and Terry Cooper will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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Terry Cooper

NMLS# 170268

Call or Text: (732) 470-2118

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Let’s get you started with a faster, easier, cheaper mortgage

Terry Cooper

TYPES OF LOANS

PREPARE FOR THE BEST MORTGAGE EXPERIENCE

Our knowledgable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your Family based on your situation

CONVENTIONAL

FHA

VA

USDA

What We Do

Home Purchase Loans

Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Cash-Out Refinance

Take advantage of your home's equity with a cash-out refinance. It's your cash — spend it how you see fit.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Evaluate Your Property

Know where you stand. With a property valuation in hand, you'll have better access to your options so you can see the next move.

Rate Comparisons

Don't just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Free Tools

GET YOUR FREE PRE-APPROVAL LETTER

GET YOUR FREE REFINANCE ANALYSIS

GET YOUR HOME INSURANCE

Live Market Pricing

Latest Blog Posts

Insights and tips to guide you through home financing.

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